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Member Services

See Account Rates

Regular Share Account (Savings)

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Opened by you when you join the credit union.

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"Shares" represent shares of ownership.

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Works like regular savings account.

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Must maintain $25 balance to preserve membership.

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Dividends compounded and paid quarterly.


Draft Account (Checking)

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Drafts work like checks - cash, make purchases and pay bills.

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Works like regular checking account.

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No per-check charge.

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No monthly charge

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Drafts use carbonless copies.


  Build your checks online. To reorder
  checks, please click here.


Audio Response Teller:
883-4084 or 1-800-239-5949

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24-hour Availability.

ART: Audio Response Teller

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Get Balances.

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Transfer Money.

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Transfer Loan Payments.

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Get Last 5 Deposits.

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Get Last Five Withdrawals.

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Share Withdrawal by Check.

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Change PINN.


Wiltruco FCU Online:
Internet Banking and Bill Pay

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Internet Banking and Bill Pay capabilities at your fingertips.

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24 hours a day, 7 days a week!


ATM

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24-Hour cash access through Wiltruco’s ATMs and Network.


Christmas, Vacation and Special Accounts

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Specialized savings accounts designed to fit your particular needs.

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Save for Christmas or Vacations or to place funds in escrow.

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Easy savings using payroll deduction.

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Earns same dividends as regular share/saving account.


Payroll Deduction Plan

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Simple, efficient way to build a savings account.

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Pay on a credit union loan.

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Contribute to your Individual Retirement Account.


Direct Deposit

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Have your salary or retirement check directly deposited into your draft or savings account.

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Safe, convenient, time-saving way to transfer funds.


Investment Accounts

The Wiltruco Federal Credit Union offers a variety of investment accounts

Dividends will be credited to your share account every month.


6-Month Certificates

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Interest rate based on rates paid at the weekly auction of Treasury Bills by the Federal Government.

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Minimum deposit of $2,000 for 6 (six) months.


12-Month Certificates

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Minimum investment of $1,000 for 12 (twelve) months.


Individual Retirement Account

NCUA Start your retirement now! WFCU invites you to talk with our IRA consultants for specific information about account procedures, rates and legal requirements. Like your savings, your investments are insured up to $250,000 by the NCUA.


Other Benefits:

Notary Public

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All your legal documents, we notarize without charge.


Regular Newsletter

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Mailed to each member household, this informative piece keeps you up-to-date on credit union services.


Wire Transfers

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Wire from any of your accounts to any Western Union office across the U.S. (nominal fee charged).


NADA Used Car Guide

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Use this guide to find out how much any used car is worth.


Accidental Death & Dismemberment Insurance










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For questions or comments, please contact us:
Wiltruco Federal Credit Union
3904 Central Pike, Hermitage, TN 37076, (615) 883-4019, E-mail Us!


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EHL   NCUA

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

 

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.