|
Effective February 1st, 2012
Loan Rates
New Auto
|
Loan Term
|
APR
|
|
Up to 72 Months
|
3.99% - 8.99%
|
Used Auto
|
Loan Term
|
APR
|
|
Up to 72 Months
|
4.99% - 10.99%
|
Watercrafts and
Recreational Vehicles
|
Loan Term
|
APR
|
|
Up to 72 Months
|
7.99% - 12.99%
|
Signature Loans
|
Loan Term
|
APR
|
|
Up to 36 Months
|
8.00% - 17.00%
|
Visa Credit Cards
|
Loan Term
|
APR
|
|
Rate based on
credit history
|
8.99%-14.99%
|
1st & 2nd Mortgage
Loans
|
Loan Term
|
APR
|
|
1% above Prime
|
Limited Availability
HELOC (Home Equity
Line of Credit)
|
Loan Term
|
APR
|
|
1% above Prime
|
Secured Loans
|
Terms
|
APR
|
|
CD Secured
|
3.25%
|
|
Savings Secured
|
2.99%
|
APR= Annual Percent Rate
and is based on credit worthiness.
Account Rates
Savings Accounts
|
Description
|
Rate
|
APY
|
|
$100 to $9,999
|
0.25%
|
0.25%
|
|
$10,000 to
$49,999
|
0.35%
|
0.35% |
|
$50,000 and Above
|
0.50% |
0.50%
|
IRAs
|
Description
|
Rate
|
APY
|
|
$0 to $49,999
|
0.55% |
0.55%
|
|
$50,000 and Above
|
1.05%
|
1.06%
|
Money Markets
|
Description
|
Rate |
APY |
|
Minimum $2500
|
0.55% |
0.55%
|
Certificate Accounts
|
Description
|
Rate
|
APY
|
Minimum Deposit
|
|
6 Months
|
0.65%
|
0.65%
|
$1,000
|
|
12 Months
|
0.90%
|
0.90%
|
$1,000
|
|
24 Months
|
1.00%
|
1.01%
|
$1,000
|
|
36 Months |
1.09% |
1.10% |
$1,000 |
|
60 Months |
1.50% |
1.51% |
$1,000 |
|
Jumbo
|
1.05%
|
1.06%
|
$50,000
|
APY=Annual Percentage
Yield
RATES SUBJECT TO CHANGE WITHOUT NOTICE
|
|
