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Member Rates

Effective August 22, 2008


Loan Rates



New Auto

Loan Term

Rate

Up to 72 Months

5.00% - 12.99%



Used Auto

Loan Term

Rate

Up to 72 Months

6.00% - 16.00%



Watercrafts and Recreational Vehicles

Loan Term

Rate

Up to 72 Months

8.25% – 14.00%



Signature Loans

Loan Term

Rate

Up to 36 Months

8.00% - 15.00%



Visa Credit Cards

Loan Term

Rate

Rate based on credit history

8.90%

12.90%

14.90%



2nd Mortgage Loans

Loan Term

Rate

Up to 84 Months

7.99%




1st Mortgage

Loan Term

Rate

Up to 180 Months

6.99%


Limited Availability.

EHL
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.



Secured Loans

Terms

Rate

CD Secured

7.50%

Savings Secured

6.00%




Account Rates


Savings Accounts

Description

Rate

APY

$100 to $9,999

0.75%

0.75%

$10,000 to $49,999

1.05%

1.05%

$50,000 and Above

1.30%

1.30%



IRAs

Description

Rate

APY

$0 to $9,999

1.30%

1.30%

$10,000 to $49,999

2.50%

2.53%

$50,000 and Above

4.08%

4.16%



Certificate Accounts

Description

Rate

APY

6 Months          ($1,000)

2.50%

2.53%

6 Months        ($25,000)

2.76%

2.80%

12 Months       ($1,000)

2.85%

2.89%

12 Months       ($25,000)

2.99%

3.04%

12 Months     ($50,000)

3.21%

3.26%

24 Months       ($1,000)

3.21%

3.26%


APY=Annual Percentage Yield

 RATES SUBJECT TO CHANGE


NCUA
Your savings federally insured to at least
$100,000 and backed by the full faith and credit
of the United States Government. National Credit
Union Administration, a U.S. Government Agency.


For more information please contact any
staff member of Wiltruco Federal Credit Union:
(615) 883-4019 or e-mail at connie@wiltruco.com.










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For questions or comments, please contact us:
Wiltruco Federal Credit Union
3904 Central Pike, Hermitage, TN 37076, (615) 883-4019, E-mail Us!


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EHL   NCUA

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

 

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.