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Effective August 22, 2008
Loan Rates
New Auto
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Loan Term
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Rate
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Up to 72 Months
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5.00% - 12.99%
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Used Auto
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Loan Term
|
Rate
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Up to 72 Months
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6.00% - 16.00%
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Watercrafts and Recreational Vehicles
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Loan Term
|
Rate
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Up to 72 Months
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8.25% – 14.00%
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Signature Loans
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Loan Term
|
Rate
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Up to 36 Months
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8.00% - 15.00%
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Visa Credit Cards
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Loan Term
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Rate
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Rate based on credit history
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8.90%
12.90%
14.90%
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2nd Mortgage Loans
|
Loan Term
|
Rate
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Up to 84 Months
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7.99%
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1st Mortgage
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Loan Term
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Rate
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Up to 180 Months
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6.99%
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Limited Availability.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Secured Loans
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Terms
|
Rate
|
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CD Secured
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7.50%
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Savings Secured
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6.00%
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Account Rates
Savings Accounts
| Description |
Rate |
APY |
| $100 to $9,999 |
0.75% |
0.75% |
| $10,000 to $49,999 |
1.05% |
1.05% |
| $50,000 and Above |
1.30% |
1.30% |
IRAs
| Description |
Rate |
APY |
| $0 to $9,999 |
1.30% |
1.30% |
| $10,000 to $49,999 |
2.50% |
2.53% |
| $50,000 and Above |
4.08% |
4.16% |
Certificate Accounts
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Description
|
Rate
|
APY
|
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6 Months
($1,000)
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2.50%
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2.53%
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6 Months ($25,000)
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2.76%
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2.80%
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12 Months
($1,000)
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2.85%
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2.89%
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12 Months
($25,000)
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2.99%
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3.04%
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12 Months
($50,000)
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3.21%
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3.26%
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24 Months
($1,000)
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3.21%
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3.26%
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APY=Annual Percentage Yield
RATES SUBJECT TO CHANGE
Your savings federally insured to at least
$100,000 and backed by the full faith and credit
of the United States Government. National Credit
Union Administration, a U.S. Government Agency.
For more information please contact any
staff member of Wiltruco Federal Credit Union:
(615) 883-4019 or e-mail at connie@wiltruco.com.
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