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Effective September 1, 2010
Loan Rates
New Auto
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Loan Term
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Rate
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Up to 72 Months
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4.25% - 10.50%
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Used Auto
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Loan Term
|
Rate
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Up to 72 Months
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5.00% - 10.50%
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Watercrafts and Recreational Vehicles
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Loan Term
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Rate
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Up to 72 Months
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7.99% – 10.99%
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Signature Loans
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Loan Term
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Rate
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Up to 36 Months
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8.00% - 15.00%
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Visa Credit Cards
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Loan Term
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Rate
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Rate based on credit history
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8.90%
12.90%
14.90%
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1st & 2nd Mortgage Loans
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Loan Term
|
Rate
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Call for Rates
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Limited Availability.
HELOC (Home Equity Line of Credit)
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Loan Term
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Rate
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1% above Prime
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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Secured Loans
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Terms
|
Rate
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CD Secured
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3.95%
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Savings Secured
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4.25%
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Account Rates
Savings Accounts
| Description |
Rate |
APY |
| $100 to $9,999 |
0.55% |
0.55% |
| $10,000 to $49,999 |
0.75% |
0.75% |
| $50,000 and Above |
1.15% |
1.16% |
IRAs
| Description |
Rate |
APY |
| $0 to $9,999 |
1.05% |
1.05% |
| $10,000 to $49,999 |
1.25% |
1.25% |
| $50,000 and Above |
1.35% |
1.36% |
Certificate Accounts
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Description
|
Rate
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APY
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Minimum Deposit
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6 Months
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0.59%
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0.59%
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$1,000
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6 Months
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1.00%
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1.01%
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$25,000
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12 Months
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1.15%
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1.16%
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$1,000
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12 Months
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1.25%
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1.26%
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$25,000
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12 Months
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1.35%
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1.36%
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$50,000
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24 Months
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1.35%
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1.36%
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$1,000
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APY=Annual Percentage Yield
RATES SUBJECT TO CHANGE
Your savings federally insured to at least
$250,000 and backed by the full faith and credit
of the United States Government. National Credit
Union Administration, a U.S. Government Agency.
For more information please contact any
staff member of Wiltruco Federal Credit Union:
(615) 883-4019 or e-mail at mail@wiltruco.com.
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